Medicare

Yes, Medicare is very confusing. What path do I take? Which products are right for me? Do I even have to enroll in Medicare yet? These are just a few of the questions for those turning 65. There’s no need to worry or stress. We’ll walk you through the Medicare Maze and guide you to a solution that best suits your needs and lifestyle.

Helping You Make Decisions About Medigap/Supplement Plans

Insurance companies offer supplemental coverage through a Medigap/Medicare Supplement plan, which fills in the gaps and holes in coverage in a regular Medicare plan. Medigap policies are for those receiving original Medicare, not a Medicare Advantage Plan. We have the knowledge to work with you to decide if a Medigap insurance plan is right for you and your healthcare needs.

Deciding Whether Medicare Advantage is Right for You

We know that health insurance isn’t one-size-fits all. That’s why we’ll explain Medicare Advantage to those that are eligible for Medicare. Medicare Advantage is a network plan where the government pays for private health insurance through private companies called Medicare Advantage Organizations.

Medicare Part D Drug Coverage

We feel that it’s important for our clients to fully understand what they are getting out of their health insurance. Medicare Part D provides coverage for prescription drugs through a stand-alone Prescription Drug Plan with a private company, or through a Medicare Advantage plan with prescription drug coverage.